Effective March 1, 2024, 121 Financial Credit Union is operating as a division of VyStar Credit Union. You will begin to notice this name and logo on some of your account documents and online. Until fall 2024, business operations will continue as usual. Please continue to utilize 121 branches and Online Banking and contact 121 Financial for your banking needs. We will continue to share periodic updates with all members. If you have any questions, please email us at ask121@121fcu.org. 

Expanded member benefits TO COME

The merger between 121 Financial and VyStar will offer great benefit to our valued members, our employees, and the entire Jacksonville community in the years ahead, including: 

More Branches
& Drive Thrus

Get ready for more convenience! Our upcoming merger means more branches -- more than 70 in all -- and drive-thrus, bringing us even closer to you.

More ATMs

Introducing more ATMs -- 20,000 more! -- for your ease and accessibility. This merger means you'll have access to a wider network of surcharge-free ATMs.

More Products
& Expanded Service

Expect more products and expanded service that cater to your needs with a diverse range of financial products as well as new service channels like chat.

Greater Community
Impact

We're not just merging institutions; we're working to create a better world. Together, we're dedicated to making a positive difference in our community.